| FEES & CHARGES - Updated Sept. 2022 |
Fee |
| Account Printout/Photocopies |
$1.00/pg |
| Account Research |
$20.00/hr |
| Bad Address Fee |
$1.00/mo |
| Business Debit Card |
$5.00/card |
| Cashier Checks |
$3.00 |
| Cleared ACH/Share Draft Return |
$25.00 |
| Copy Draft Up to 7 Years |
$2.00 |
| Counter Checks (4 on a sheet) |
$4.00/sheet |
| Courtesy Pay (per item) |
$25.00 |
| Dormant Account After 2nd Year |
$5.00/mo |
| Escheat Fee |
$75.00 |
| Express Card Shipping |
$20.00 |
| Fresh Start Checking Fee (w/o Direct Deposit) |
$10.00/mo |
| Fresh Start Checking Fee (with Direct Deposit) |
$5.00/mo |
| Garnishment Fee |
$75.00+attorney fees |
| IRA Rollover/Transfer Fee |
$25.00 |
| Mailed Receipt |
$1.00 |
| Money Market (after 3rd withdrawal per month) |
$10.00/ea |
| Money Orders |
$2.00 |
| Non-Member Check Cashing Fee |
$5.00 |
| NSF Returns (per item) |
$25.00 |
| Online Banking & Bill Pay Access |
FREE |
| Overdraft Transfers over 6 per month |
$3.00/ea |
| Prepaid Everyday Spend Card |
$5.00 |
| Prepaid Gift Card |
$3.00 |
| Replacement Card 1-2 per calendar year |
FREE |
| Replacement Card over 2 per calendar year |
$15.00/ea |
| Return Deposit Item per occurrence |
$25.00 |
| Stop Pay of ACH if presented |
$25.00 |
| Stop Pay of Cashiers Check or Money Order |
$25.00 |
| Stop Payment on Check (Single or Series) |
$25.00 |
| Subordination Agreements |
$250.00 |
| Wire Fee Domestic Incoming |
$15.00 |
| Wire Fee Domestic Outgoing |
$30.00 |
Please read the following disclosures to fully understand the services that ARC Federal Credit Union can offer you. For questions on any disclosure, please contact us at 814-946-0857.