Follow along monthly with our step-by-step guide to learn how to take control of your finances so they don’t control you. The third Tuesday of each month in 2026, ARC will talk to Dr. John McGinnis on WRTA at 8:30am. You can listen/stream the show as it airs, or listen to the recording later. Listen to previous shows by clicking the play button under the show title. You can also read the corresponding articles by clicking the title.

Step 1: Tracking Your Spending

Step 2: Creating a Budget

Step 3: Pay Down Debt
 

Step 4: Have the Money Talk with Your Partner

Step 5: Practice Mindful Spending

Step 6: Pay It Forward

Step 7: Pay Yourself First 

Step 8: Know When & How to Indulge

Step 9: Build & Maintain Your Credit Score

Step 10: Planning for Retirement

Step 11: Start Investing

Step 12: Review and Tweak

Tip #1: Don't Wait, Save Now!

Tip #1: Don't Wait, Save Now! Part 2 

Tip #2: Learning About Insurance 

Tip #2: Learning About Insurance, Part 2 

Tip #3: Important First Steps
 

Tip #3: Important First Step, Part 2

Tip #4: Positive Money Role Model

Tip #5: Back to School Scams      

Tip #6: Negotiation Skills              

Tip #7: The Cost of Every "Yes"     

Tip #8: Designing Your Financial Identity 

Tip #9: Financial Resilience          

January Discussion: Your Financial Reset 

February Discussion: Paying Off Debt  

Creating a Successful Career

Finding Your Career Path

Customer Service Training 101

Money Doesn't Grow on Trees

Mentoring in the Workplace

4 H's of Finance

Time Management

Starting a Small Business