TruStage^® Life Insurance

We make TruStage^® Life Insurance Policies available to help credit union members like you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget, because any amount of coverage can make a difference.

Learn about this important coverage or call 1-855-612-7909 for more information.

TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly IA 50677‑0061. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. © 2018 TruStage Insurance Agency

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You May Be Paying Too Much for Car Insurance

You work hard for your money and even harder to keep your budget on track. So why spend too much on car insurance - maybe hundreds of dollars too much?

ARC Federal Credit Union members may qualify for discounts on car insurance through the TruStage^® Auto Insurance Program. You could save big, and it can be easy to switch carriers - without losing any money.

TruStage offers a powerful mix of savings and popular, member-friendly benefits:

Credit union member discounts*
Nationally recognized companies
Friendly, 24/7 service—even on holidays
Discounts for multiple vehicles, safety features, good driving and more*
Mobile app for easy claims

It can be easy to get a free quote today. Don’t wait to see how much you could save.

Get a Quote

A Tradition of Strength
TruStage is part of a heritage of faithful service to credit union members spanning more than 80 years. Over 20 million people have selected TruStage for AD&D, life, auto & home insurance and more.

TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency and issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Products and features may not be available in all states. Be sure to understand the complete details of coverage, including any exclusions and limitations. If your credit union enables this insurance program to be offered, it is entitled to compensation from TruStage Insurance Agency, LLC, PO Box 61, Waverly IA 50677-0061. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations.

*Discounts and savings are available where state laws and regulations allow and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

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There’s No Place Quite Like the Place You Call Home

Your home is unique - just like you - and it holds your most treasured memories. Now that’s worth protecting.

The TruStage^® Home Insurance Program helps you safeguard your house - and everything in it - with coverage underwritten by Liberty Mutual Insurance Company, including:

Potential savings for ARC Federal Credit Union members*
Covers damage or loss due to fire, weather, theft and more
24/7 claims, even on holidays

Get a free quote today and help make sure the place you call home has the protection it deserves.

Get a Quote

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Accidents can happen anytime. Don't leave them unprepared.

Imagine it’s Friday, and your paycheck isn’t there. If a serious or fatal accident struck, your family’s life could change in a heartbeat. In fact, if you’re 44 or under, accidents are the leading cause of death.*

Fortunately, you’re entitled to $1000 of no-cost TruStage^® Accidental Death and Dismemberment Insurance - an exclusive member benefit paid for by ARC Federal Credit Union.

You can activate your no-cost coverage in just three minutes. And your acceptance is guaranteed - with no heath questions or exams - so it can be easy to get this coverage for yourself or your entire family.

Because accidents can happen anytime, there’s no better time to help protect the people who matter most.

*Accident statistic from National Vital Statistics System, National Center for Health Statistics, CDC 2017.

TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012, ADD-2018-POL, 2018-ADD-POLRDR-CR, 2018-ADD-POLRDR-CNR

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Additional No-Cost AD&D Coverage for Members

Through a partnership with American Income Life Insurance Company (AIL), an AD&D benefit and other no-cost offers are being provided to all members of ARC Federal Credit Union.
Included:

Group Accidental Death and Dismemberment Benefit
AILPlus Health Services Discount Program*
Legacy Will Kit
Needs-Based Analysis

AILPlus Health Services Discount Program is not available in NY. Lab testing not available in MD, NJ, or RI.
This is a solicitation for insurance.

An AIL representative will contact members who return the reply card by mail or respond online to arrange a convenient time to deliver their certificate of coverage and other no cost offers and review other supplemental insurance benefits that may be available.

Click HERE to designate your beneficiary and to learn more.

For more information, please contact our local representative:

Jeff Hapke

(412)335-9990

JSHapke@AILife.com

Your Safeguard Against the Unexpected

Do everything you can to take care of the ones you love.

Your family means everything to you. And if the unexpected happens, you don’t want an emotionally trying situation to be compounded by financial worry. That’s why there’s Debt Protection, which may cancel your loan balance or payments in case of:
• Involuntary unemployment - a covered job loss occurs
• Disability - a covered disability occurs due to illness or injury
• Death - protected borrower passes away

Life Plus
For additional protections, Life Plus can extend your Debt Protection to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.
• Accidental dismemberment
• Terminal illness
• Hospitalization or family medical leave
• Death of a non-protected dependent

Take an important step toward financial security. Ask your loan officer about Debt Protection today. You can also review this brochure to get additional information.

Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.

Disclosure:
Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.

Member Insurance