TruStage® Life Insurance
We make TruStage® Life Insurance Policies available to help credit union members like you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget, because any amount of coverage can make a difference.
Learn about this important coverage or call 1-855-612-7909 for more information.
You May Be Paying Too Much for Car Insurance
You work hard for your money and even harder to keep your budget on track. So why spend too much on car insurance - maybe hundreds of dollars too much?
ARC Federal Credit Union members may qualify for discounts on car insurance through the TruStage® Auto Insurance Program. You could save big, and it can be easy to switch carriers - without losing any money.
TruStage offers a powerful mix of savings and popular, member-friendly benefits:
- Credit union member discounts*
- Nationally recognized companies
- Friendly, 24/7 service—even on holidays
- Discounts for multiple vehicles, safety features, good driving and more*
- Mobile app for easy claims
It can be easy to get a free quote today. Don’t wait to see how much you could save.
Get a Quote
There’s No Place Quite Like the Place You Call Home
Your home is unique - just like you - and it holds your most treasured memories. Now that’s worth protecting.
The TruStage® Home Insurance Program helps you safeguard your house - and everything in it - with coverage underwritten by Liberty Mutual Insurance Company, including:
- Potential savings for ARC Federal Credit Union members*
- Covers damage or loss due to fire, weather, theft and more
- 24/7 claims, even on holidays
Get a free quote today and help make sure the place you call home has the protection it deserves.
Get a Quote
Accidents can happen anytime. Don't leave them unprepared.
Imagine it’s Friday, and your paycheck isn’t there. If a serious or fatal accident struck, your family’s life could change in a heartbeat. In fact, if you’re 44 or under, accidents are the leading cause of death.*
Fortunately, you’re entitled to $1000 of no-cost TruStage® Accidental Death and Dismemberment Insurance - an exclusive member benefit paid for by ARC Federal Credit Union.
You can activate your no-cost coverage in just three minutes. And your acceptance is guaranteed - with no heath questions or exams - so it can be easy to get this coverage for yourself or your entire family.
Because accidents can happen anytime, there’s no better time to help protect the people who matter most.
Additional No-Cost AD&D Coverage for Members
You may have received a mailer informing you that as an ARC member, you are covered with a group AD&D benefit at no cost to you. When you complete this mailer and return it to AIL, you will receive a call to verify your information and schedule a time for an AIL representative to deliver information on your benefits package and other no-cost value-added features. These include:
$3,000 Accidental Death & Dismemberment Benefit
All members are covered with a group AD&D benefit at no cost to the member.
AIL Plus Health Services Discount Program
This discount program provides members and their families with point of service discounts for pharmacy, vision, chiropractic, hearing, vitamins, dental (powered by Humana), diabetic supplies, lab testing, MRI & CT scans, and durable medical equipment. Also available is a telemedicine option allowing members access to convenient, round-the-clock physician consultations via phone or internet (a consultation fee applies). Fulfillment is digital, via email, and members have quick and easy access to their AIL Plus program through the AIL Plus app and web portal. This program is not insurance, so members are not required to fill out forms. All they need to do is provide their AIL Plus member information at time of service.
Child Safe Kit®
Endorsed by the International Union of Police Associations and the American Federation of School Administrators, this kit provides parents with a place to gather vital information needed by authorities to search for a missing child.
For members who return the response card, an AIL representative will:
- Personally contact the member to set an appointment
- Deliver and explain the no-cost programs
- Review the voluntary supplemental insurance benefits available
- Request a non-perishable food item for the food bank
For more information on American Income Life visit www.AILife.com.
For additional questions, please contact:
Your Safeguard Against the Unexpected
Do everything you can to take care of the ones you love.
Your family means everything to you. And if the unexpected happens, you don’t want an emotionally trying situation to be compounded by financial worry. That’s why there’s Debt Protection, which may cancel your loan balance or payments in case of:
• Involuntary unemployment - a covered job loss occurs
• Disability - a covered disability occurs due to illness or injury
• Death - protected borrower passes away
For additional protections, Life Plus can extend your Debt Protection to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.
• Accidental dismemberment
• Terminal illness
• Hospitalization or family medical leave
• Death of a non-protected dependent
Take an important step toward financial security. Ask your loan officer about Debt Protection today. You can also review this brochure to get additional information.
Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.
Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.
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