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Visa Credit Card

ARC FCU is happy to offer two options for members who are applying for a credit card:

Silver Card - members have come to love this low-rate* card for its security, reliability, and convenience.

Gold Cash Back Rewards Card - earn 1.5% cash back on all your eligible purchases** while still receiving the security, reliability, and convenience that users of our Silver Card have come to love.

Both our Silver and our Gold Visa credit cards offer a limit up to $10,000* and are accepted worldwide, anywhere you see the Visa logo. For the record, that’s more than 200 countries and territories around the world, and over 9 million merchants in the US alone. Here are some of the reasons an ARC Visa credit card might be the one for you:

  • Use anywhere Visa is accepted
  • No annual fee
  • No minimum finance charge
  • Easy account access to view recent activity, including earned cash back rewards
  • Contactless and Digital Wallet payment options

View Rates Apply Now View our Application and Solicitation Disclosure

View Gold Cash Back Rewards Terms & Conditions

*(Annual Percentage) Rate and card limit is based on credit score at time of application. Other restrictions may apply. Rates, terms and conditions are subject to change without notice. Must meet ARC Federal Credit Union membership and loan requirements. Credit union approval depends on creditworthiness and other qualifications.

**Some exclusions apply. See Gold Cash Back Rewards Terms & Conditions for full details.

 

Call 1-866-643-9031 if your ARC Visa Card was lost or stolen.

To activate your card or change your PIN, call 1-866-985-2273.

If you notice fraudulent activity on your card, call 1-888-918-7313 to report it immediately.

For other card questions or concerns email us at cardsupport@arcfcu.org

Visa Secure

Visa Secure (formerly Verified By Visa) provides and extra layer of security when using your Visa card online. In addition to ARC’s methods of preventing, detecting, and resolving fraud, we also offer Visa Secure. This free, simple-to-use security feature helps make shopping online safer by helping prevent unauthorized use of your Visa card.

When you see the Visa Secure badge on a merchant site, you may be guided through an additional check to verify your identity. This helps us know that you’re really you and better protects you from fraud.

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