Skip to main content

Student Loans

ARC's innovative Student Choice private student lending solution is designed to help you responsibly fill funding gaps that may remain after you've exhausted lower-cost sources of aid. You can also refinance student loans with us after graduation to keep your focus on the future and reaching your financial goals.

Borrow local from a not-for-profit financial institution you can trust. You can also call or text our Loan Department at (814) 946-0857 for more details.

Benefits of our undergrad solutions:

  • One-time application process for duration of undergrad enrollment
  • Available for undergraduate students at eligible schools nationwide
  • Competitive fixed or variable interest rates
  • Interest-Only payments for duration of education, principal payments deferred while in school
  • Reduced rate for enrollment in automatic electronic payments during repayment period
  • Multiple repayment options

Apply Now Learn More

Reach Your Goals with ARC's Refinance Options

  • Low, competitive rates that can help you save - or payoff your student loans faster!
  • Flexible terms to fit your needs.
  • Personal support from experts who can help you decide if refinancing is right for you.
  • Check your rate and estimated monthly payments without affecting your credit score.

Refinance Your Student Loans