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Loan Rates

Rates last updated: 4/25/2024

Vehicle Loans
Auto Term Rate APR*
Min $5,000 Value Up to 36 Months 4.99 4.990
Min $10,000 Value Up to 48 Months 5.24 5.240
Min $15,000 Value Up to 60 Months 5.49 5.490
Min $20,000 Value Up to 72 Months 5.99 5.990
Min $25,000 Value Up to 84 Months 6.49 6.490
Motorcycle Term Rate APR*
Motorcycle Loan 60 Months 9.99 9.990
Personal Loans
Type Term Rate APR*
Personal Signature Loan <= $10,000 Up to 60 Months 9.99 9.990
Personal Signature Loan $10,000.01-$15,000 Up to 60 Months 11.99 11.990
Variable Quick Draw Account - (line of credit) up to $10,000.00 Prime+1.00% Prime+1.00%
Secured Loans
Type Term Rate APR*
CD Secured Up to 60 Months Rate +2.0 Rate +2.0
Shares Secured Up to 36 Months 3.00 3.000
Shares Secured 37 to 48 Months 3.50 3.500
Shares Secured 49 to 60 Months 4.00 4.000
Credit Cards
  Value Rate APR*
ARC VISA (unsecured) up to $10,000.00

9.99%, 11.99%, 13.99%, or 17.99%*

9.99%, 11.99%, 13.99% or 17.99%*

 

Mortgage & Home Loans
Type Term Rate
30-Year Conventional 30 Years View Rates
15-Year Conventional 15 Years View Rates
FHA 30 Years View Rates
Home Equity Loan Up to 20 Years View Rates
Home Equity Line-of-Credit Up to 20 Years View Rates
  • All information subject to change at any time
  • Loan rates may be based on credit score
  • *APR = Annual Percentage Rate
  • Rate may not be available on ARC refinances
  • For exceptions to term vs. value, add .5% for each term level increase, not to exceed 17.99%