Rates last updated: 3/1/2021
Vehicle Loans
| Auto |
Term |
Rate |
APR* |
| Min $5,000 Value |
Up to 36 Months |
1.99 |
1.99 |
| Min $10,000 Value |
Up to 48 Months |
2.29 |
2.29 |
| Min $15,000 Value |
Up to 60 Months |
2.49 |
2.49 |
| Min $20,000 Value |
Up to 72 Months |
2.99 |
2.99 |
| Min $25,000 Value |
Up to 84 Months |
3.49 |
3.49 |
| Motorcycle |
Term |
Rate |
APR* |
| Motorcycle Loan |
60 Months |
8.49 |
8.49 |
| Boat |
Term |
Rate |
APR* |
| Boat Loan |
84 Months |
9.25 |
9.25 |
Personal Loans
| Type |
Term |
Rate |
APR* |
| Personal Signature Loan <= $10,000 |
Up to 60 Months |
8.99 |
8.99 |
| Personal Signature Loan $10,000.01-$15,000 |
Up to 60 Months |
10.99 |
10.99 |
| Variable Quick Draw Account - (line of credit) |
up to $10,000.00 |
Prime+1.00% |
Prime+1.00% |
Secured Loans
| Type |
Term |
Rate |
APR* |
| CD Secured |
Up to 60 Months |
Rate +2.0 |
Rate +2.0 |
| Shares Secured |
Up to 36 Months |
4.50 |
4.50 |
| Shares Secured |
37 to 48 Months |
4.75 |
4.75 |
| Shares Secured |
49 to 60 Months |
5.00 |
5.00 |
Credit Cards
| |
Value |
Rate |
APR* |
| ARC VISA (unsecured) |
up to $10,000.00 |
9.99%, 11.99%, or 17.99%*
|
9.99%, 11.99%, or 17.99%*
|
- All information subject to change at any time.
- Loan rates may be based on credit score
- *Annual Percentage Rate (APR)
- Rate may not be available on ARC refinances
- For exceptions to term vs. value, add 2% for each term level increase, not to exceed 17.99%