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Business Loans

Financing Built for Local Businesses

At ARC Federal Credit Union, we know that local businesses are the heart of Altoona and the greater Blair County community. Whether you're just starting out, expanding your operations, or investing in new equipment, ARC offers flexible business loans with competitive rates and personalized support from a team that understands your goals.

We offer fast approvals, local decision-making, and custom solutions that put your business first.

Our Business Loan Options Include:

  • Equipment Loans - Including vehicles to upgrade your tools, fleet, or machinery and keep your business running efficiently. 
  • Commercial Real Estate & Investment Property Financing - Finance the purchase, improvement, or refinancing of owner-occupied and non-owner-occupied business properties.
  • Working Capital Loans - Get short-term funding for payroll, inventory, marketing, or operations.
  • Business Credit Cards - Make everyday purchases to easily separate business and personal spending.
  • Business Lines-of-Credit - Access revolving credit to manage cash flow, cover seasonal needs, or respond quickly to opportunities

With ARC, you’re never just a number. We take the time to understand your business so we can recommend the right financing for your needs.

Let’s Grow Your Business—Together

We’re here to serve you in Bedford, Blair, Cambria, Centre, Clearfield, Fulton, and Huntingdon Counties. ARC Federal Credit Union is Central Pennsylvania’s premier commercial lender because we’re here to help you thrive.

If you are a member, or a prospective member, contact Mike Mignogna today to discuss the advantages of applying for a business loan through ARC - where loan decisions are made locally!

What is a Select Employer Group?

ARC Federal Credit Union provides small business loans, commercial real estate financing, vehile/equipment loans, and business lines-of-credit in Altoona, PA and throughout Blair County and Central Pennsylvania. Contact us today to learn more about our loan programs and how we can help your business succeed.