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Savings Rates

Rates last updated: 9/21/2021

Savings Accounts
Type Minimum Bal Rate APY*
Base Share Account (Savings) $50.00 and above 0.010 0.010
Club Accounts
Type Rate APY*
Christmas Clubs 0.010 0.010
Kids Club 0.100 0.100
Vacation Clubs 0.010 0.010
Certificate Accounts
Type Term Rate APY*
Share Certificate 6 Months 0.05 0.050
Share Certificate 12 Months 0.05 0.050
Share Certificate 18 Months 0.05 0.050
Share Certificate 24 Months 0.10 0.100
Share Certificate 36 Months 0.15 0.150
Share Certificate 48 Months 0.20 0.200
Share Certificate 60 Months 0.30 0.300
Traditional IRA Share Certificate 12 Months 0.15 0.150
Traditional IRA Share Certificate 24 Months 0.20 0.200
Traditional IRA Share Certificate 36 Months 0.25 0.250
Traditional IRA Share Certificate 48 Months 0.30 0.300
Traditional IRA Share Certificate 60 Months 0.40 0.401

Minimum balance for all Certificates is $500.00

Money Market Accounts
Type Minimum Bal Rate APY*
Money Market Account $2,000.00 - $9,999.99 0.050 0.050
Money Market Account $10,000.00 - $24,999.99 0.100 0.100
Money Market Account $25,000.00 - $49,999.99 0.200 0.200
Money Market Account $50,000.00 and above 0.300 0.300
Individual Retirement Account
Type Minimum Bal Rate APY*
Traditional IRA Share Account up to $1,999.99 0.010 0.010
Traditional IRA Share Account $2,000.00 - $9,999.99 0.050 0.050
Traditional IRA Share Account $10,000.00 - $24,999.99 0.100 0.100
Traditional IRA Share Account $25,000 - $49,999.99 0.200 0.200
Traditional IRA Share Account $50,000 and above 0.300 0.300
  • All information subject to change at any time.
  • *Annual Percentage Yield (APY)