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Savings Rates

Rates last updated: 4/25/2024

Savings Accounts
Type Minimum Bal Rate APY*
Base Share Account (Savings) $50.00 and above 0.200 0.200
Club Accounts
Type Rate APY*
Teen & Zoe's Club (Savings Options for Minors) 0.350 0.351
Christmas Club 0.200 0.200
Vacation Club 0.200 0.200
Certificate Accounts
Type Term Rate APY*
Share Certificate 6 Months 4.25 4.334
Share Certificate 12 Months 3.75 3.815
Share Certificate 18 Months 3.60 3.660
Share Certificate 24 Months 3.55 3.608
Share Certificate 36 Months 3.80 3.867
Share Certificate 48 Months 3.35 3.402
Share Certificate 60 Months 3.25 3.299
Traditional IRA Share Certificate 12 Months 3.85 3.919
Traditional IRA Share Certificate 24 Months 3.65 3.712
Traditional IRA Share Certificate 36 Months 3.90 3.970
Traditional IRA Share Certificate 48 Months 3.45 3.505
Traditional IRA Share Certificate 60 Months 3.35 3.402

Minimum balance for all Certificates is $500.00

Money Market Accounts
Type Minimum Bal Rate APY*
Money Market Account $2,000.00 - $9,999.99 0.550 0.551
Money Market Account $10,000.00 - $24,999.99 0.700 0.702
Money Market Account $25,000.00 - $49,999.99 0.850 0.853
Money Market Account $50,000.00 - $99,999.99 1.250 1.257
Money Market Account $100,000.00 and above 1.500 1.510
Individual Retirement Account
Type Minimum Bal Rate APY*
Traditional IRA Share Account up to $1,999.99 0.200 0.200
Traditional IRA Share Account $2,000.00 - $9,999.99 0.550 0.551
Traditional IRA Share Account $10,000.00 - $24,999.99 0.700 0.702
Traditional IRA Share Account $25,000 - $49,999.99 0.850 0.853
Traditional IRA Share Account $50,000 - $99,999.99 1.250 1.257
Traditional IRA Share Account $100,000 and above 1.500 1.510
  • All information subject to change at any time.
  • *APY = Annual Percentage Yield