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Savings Rates

Rates last updated: 6/1/2023

Savings Accounts
Type Minimum Bal Rate APY*
Base Share Account (Savings) $50.00 and above 0.100 0.100
Club Accounts
Type Rate APY*
Kids Club 0.200 0.200
Christmas Club 0.100 0.100
Vacation Club 0.100 0.100
Certificate Accounts
Type Term Rate APY*
Share Certificate 6 Months 0.75 0.753
Share Certificate *Special* 8 Months 3.65 3.712
Share Certificate 12 Months 1.00 1.005
Share Certificate *Special* 14 Months 3.00 3.042
Share Certificate 18 Months 1.250 1.257
Share Certificate 24 Months 1.35 1.358
Share Certificate 36 Months 1.40 1.409
Share Certificate 48 Months 1.45 1.460
Share Certificate 60 Months 1.50 1.510
Traditional IRA Share Certificate *Special* 8 Months 3.65 3.712
Traditional IRA Share Certificate 12 Months 1.10 1.106
Traditional IRA Share Certificate *Special* 14 Months 3.00 3.042
Traditional IRA Share Certificate 24 Months 1.45 1.460
Traditional IRA Share Certificate 36 Months 1.50 1.510
Traditional IRA Share Certificate 48 Months 1.55 1.561
Traditional IRA Share Certificate 60 Months 1.60 1.612

Minimum balance for all Certificates is $500.00

Money Market Accounts
Type Minimum Bal Rate APY*
Money Market Account $2,000.00 - $9,999.99 0.300 0.300
Money Market Account $10,000.00 - $24,999.99 0.450 0.451
Money Market Account $25,000.00 - $49,999.99 0.600 0.602
Money Market Account $50,000.00 - $99,999.99 0.800 0.803
Money Market Account $100,000.00 and above 1.000 1.005
Individual Retirement Account
Type Minimum Bal Rate APY*
Traditional IRA Share Account up to $1,999.99 0.100 0.100
Traditional IRA Share Account $2,000.00 - $9,999.99 0.300 0.300
Traditional IRA Share Account $10,000.00 - $24,999.99 0.450 0.451
Traditional IRA Share Account $25,000 - $49,999.99 0.600 0.602
Traditional IRA Share Account $50,000 - $99,999.99 0.800 0.803
Traditional IRA Share Account $100,000 and above 1.000 1.005
  • All information subject to change at any time.
  • *Annual Percentage Yield (APY)