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Savings Rates

Rates last updated: 12/1/2023

Savings Accounts
Type Minimum Bal Rate APY*
Base Share Account (Savings) $50.00 and above 0.200 0.200
Club Accounts
Type Rate APY*
Teen & Zoe's Club (Savings Options for Minors) 0.350 0.351
Christmas Club 0.200 0.200
Vacation Club 0.200 0.200
Certificate Accounts
Type Term Rate APY*
Share Certificate 6 Months 1.25 1.257
Share Certificate *Special* 8 Months 5.08 5.200
Share Certificate 12 Months 1.50 1.510
Share Certificate *Special* 15 Months 5.00 5.116
Share Certificate 18 Months 1.75 1.764
Share Certificate 24 Months 1.85 1.866
Share Certificate 36 Months 1.90 1.917
Share Certificate 48 Months 1.95 1.968
Share Certificate 60 Months 2.00 2.018
Traditional IRA Share Certificate *Special* 8 Months 5.08 5.200
Traditional IRA Share Certificate 12 Months 1.60 1.612
Traditional IRA Share Certificate *Special* 15 Months 5.00 5.116
Traditional IRA Share Certificate 24 Months 1.95 1.968
Traditional IRA Share Certificate 36 Months 2.00 2.018
Traditional IRA Share Certificate 48 Months 2.05 2.069
Traditional IRA Share Certificate 60 Months 2.10 2.120

Minimum balance for all Certificates is $500.00

Money Market Accounts
Type Minimum Bal Rate APY*
Money Market Account $2,000.00 - $9,999.99 0.550 0.551
Money Market Account $10,000.00 - $24,999.99 0.700 0.702
Money Market Account $25,000.00 - $49,999.99 0.850 0.853
Money Market Account $50,000.00 - $99,999.99 1.250 1.257
Money Market Account $100,000.00 and above 1.500 1.510
Individual Retirement Account
Type Minimum Bal Rate APY*
Traditional IRA Share Account up to $1,999.99 0.200 0.200
Traditional IRA Share Account $2,000.00 - $9,999.99 0.550 0.551
Traditional IRA Share Account $10,000.00 - $24,999.99 0.700 0.702
Traditional IRA Share Account $25,000 - $49,999.99 0.850 0.853
Traditional IRA Share Account $50,000 - $99,999.99 1.250 1.257
Traditional IRA Share Account $100,000 and above 1.500 1.510
  • All information subject to change at any time.
  • *APY = Annual Percentage Yield