1Annual Percentage Rate (APR) is as low as 1.99% based on a 750+ credit score, 60 month term available, vehicle minimum value must be $15,000. Vehicle value is determined by ARC Federal Credit Union using edmunds.com. Payment must be auto transferred from an ARC account. Other rates and terms are available. Rate may not be available on current ARC refinances. Up to 100% of the loan-to-value may be financed. Rate is subject to change at any time without notification. Must meet credit union membership and loan requirements.