Loan Rates

Rates as of 



Vehicle Loans
Auto Term Rate APR*
Min $5,000 Value Up to 36 Months 1.49  1.49
Min $10,000 Value Up to 48 Months 1.79 1.79
Min $15,000 Value Up to 60 Months 1.99 1.99
Min $20,000 Value Up to 72 Months 2.49 2.49
Min $25,000 Value Up to 84 Months 2.99 2.99
Motorcycle Term Rate APR*
Motorcycle Loan 60 Months 8.49 8.49
Boat Term Rate APR*
Boat Loan 84 Months 9.25 9.25
Personal Loans
  Term Rate APR*
Personal Signature Loan <= $10,000 Up to 60 Months 8.99 8.99
Personal Signature Loan $10,000.01-$15,000 Up to 60 Months 10.99 10.99
Variable Quick Draw Account - (line of credit) up to $10,000.00 5.00 5.00
Secured Loans
  Term Rate APR*
CD Secured Up to 60 Months Rate +2.0 Rate +2.0
Shares Secured Up to 36 Months 4.50 4.50
Shares Secured 37 to 48 Months 4.75 4.75
Shares Secured 49 to 60 Months 5.00 5.00
Credit Cards
  Value Rate APR*
ARC VISA (unsecured)  up to $10,000.00 9.99  9.99 
Mortgage & Home Loans
  Term Rate
30-Year Conventional 30 Years View Rates
15-Year Conventional 15 Years View Rates
FHA 30 Years View Rates
Home Equity Loan Up to 20 Years View Rates
Home Equity Line-of-Credit Up to 20 Years View Rates
  • All information subject to change at any time.
  • Loan rates may be based on credit score
  • *Annual Percentage Rate (APR)
  • Rate may not be available on ARC refinances
  • For exceptions to term vs. value, add 2% for each term level increase, not to exceed 17.99%