Fees & Disclosures

FEES & CHARGES - Updated March 2019 Fee
Account Research per/hr $20.00
Copy Draft Up To 24 Months $2.00
Copy of Draft Over 24 Months       $5.00
Dormant Account After 2nd Year $5.00/mo
Garnishment Fee $75.00 plus attorney fees
Money Market After 3rd Withdrawal $10.00
Cashier Checks $3.00
Money Orders $2.00
Copy of Money Order/Cashier Check $5.00
Online Banking/Bill Pay Access FREE
NSF per/item $35.00
Courtesy Pay per/item $35.00
Stop Pay of ACH if presented $35.00
Stop Pay of Cashier Check or Money Order   $35.00
Cleared ACH/Share Draft Return $35.00
Replacement Card 1-2 per calendar year FREE
Replacement Card Over 2 per calendar year $15.00/ea
Express Card Shipping $20.00
Return Deposit Per Item Occurrence $35.00
Stop Payment Single or Series $35.00
Statement Printout $2.00
Subordination Agreements $250.00
Prepaid General Purpose Card $5.00
Prepaid Gift Card $3.00
Wire Fee Domestic Outgoing $30.00
Wire Fee Domestic Incoming $15.00
Non-Member Check Cashing Fee $3.00
Overdraft Transfers 1-6 per month  FREE
Overdraft Transfers Over 6 per month  $3.00/ea
Mailed Receipt  $1.00
Escheat Fee  $75.00


Please read the following disclosures to fully understand the services that ARC Federal Credit Union can offer you. For questions on any disclosure, please contact us at 814-946-0857.