Rates as of 5/17/2012
Mortgage Down Payment Interest Rate APR*
30-Year Fixed 5% 4.125 4.209
15-Year Fixed 5% 3.500 3.647
30-Year FHA 3.5% N/A
15-Year FHA 3.5% N/A
30-Year VA 0% N/A
15-Year VA 0% N/A
Home Equity Line-of-Credit (HELOC) LTV   Interest Rate APR*
20-Year Variable Rate HELOC 80% INTRO 2.99% N/A
  80% after 1st Year 4.00% 4.060%
  90% INTRO 2.99% N/A
  90% after 1st Year 4.25% 4.311%
Fixed Rate Home Equity LTV Position Interest Rate APR*
3-Year Fixed 80% 1st Position 2.99% 3.337%
  80% 2nd Position 3.49% 3.839%
  90% 1st Position N/A N/A
  90% 2nd Position N/A N/A
5-Year Fixed 80% 1st Position 3.99% 4.204%
  80% 2nd Position 4.24% 4.454%
  90% 1st Position 5.49% 5.707%
  90% 2nd Position 5.99% 6.208%
10-Year Fixed 80% 1st Position 4.24% 4.352%
  80% 2nd Position 4.74% 4.853%
  90% 1st Position 5.99% 6.106%
  90% 2nd Position 6.49% 6.607%
15-Year Fixed 80% 1st Position 4.49% 4.568%
  80% 2nd Position 5.24% 5.320%
  90% 1st Position 6.49% 6.573%
  90% 2nd Position 6.99% 7.074%
20-Year Fixed 80% 1st Position 4.75% 4.812%
  80% 2nd Position 6.24% 6.306%
  90% 1st Position 6.99% 7.058%
  90% 2nd Position 7.49% 7.559%
  • All information subject to change at any time.
  • Loan rates may be based on credit score
  • *Annual Percentage Rate (APR)
  • Rates as of 5/17/12.  Rates have the ability to adjust daily.  Additional restrictions apply.  Please call for more details.
  • SPECIAL - $10,000 new money required.  SPECIAL Rate requires a max 80% LTV, 1st lien position, and credit approval.  Other rates and terms are available.  Contact our loan department for the complete disclosure.
  • INTRO - 2.99% APR for 1 year from disbursement date, after which the loan will revert to the base rate.  Contact our loan department for the complete disclosure.
  • Rate may not be available on ARC refinances

View Disclosure, Assumptions, and APR Information